Editor's
Choice of the Best Credit Cards
For People With Bad Credit Or No Credit |
|
Do you have bad credit? Here is a selection of various kinds of credit cards that the editor believes will help you in improving your credit score, establishing credit, rebuild credit or just gain the convieniences of a credit card. Learn about the difference between a secured card versus an unsecured card, debit card or prepaid credit card. The credit cards offered here include: Secured Credit Cards, Student Cards, Subprime Credit Cards, and Prepaid Credit Cards. For a more comprehensive list of individual types of credit cards please use the navigation links above. |
| Company |
Interest
Rate |
Minimum & Maximum Deposit |
Intro
Rate |
Credit
Limit |
Grace
Period |
Annual
Fee |
|
Public Savings Bank |
Classic Secured Visa® Credit Card |
|
 |
APR+ 14.25%(prime + 11%) for both Purchases and Cash Advances |
Minimum: $200
Maximum: $3000 |
None |
Based on the amount of Deposit Funds |
25 days |
$50 |
|
Online Application |
| Company |
Interest
Rate |
Intro
Rate |
Credit
Limit |
Grace
Period |
Annual
Fee |
|
Discover |
Student Card |
|
 |
12.99% to 19.99% based on your creditworthiness |
0% for 6 months |
Based on Credit Worthiness |
25 days |
None |
|
Online Application |
|
Orchard Bank |
Platinum, Gold, and Standard Visa® Cards |
|
 |
14.90-28.90%, varies based on chosen card
|
none |
Based on Credit Worthiness |
25 days |
varies based on chosen card |
|
Online Application |
|
RushCard |
RushCard Prepaid Visa® |
|
 |
N/A Prepaid Card |
N/A Prepaid Card |
Determined by Amount loaded on card |
N/A Prepaid Card |
Monthly - $9.95 Pay as you go - N/A |
|
Online Application |
